Resources
ID Analytics is a leader in consumer risk management with patented analytics, proven expertise and real-time behavioral insight.
-
Read FlipbookThe Synthetic Epidemic: Understanding Identity Fraud after SSN Randomization
-
Read FlipbookAlternative Credit Scores: The Key to Financial Inclusion for Consumers
-
Read FlipbookApplying Alternative Data to Credit Decisioning: A Primer
-
Read FlipbookCombatting Synthetic Identities
-
Would you like more information about ID Analytics?
Contact Us! -
Read FlipbookSolving Synthetics: Holistically Attacking a Diverse Threat
-
Read FlipbookHow NASA Federal Credit Union Reduced Friction for 97% of New Applicants, without Increasing Fraud Risk
-
Read ArticleAttacking synthetics – a real approach to uncovering potentially fake identities
Over the last several years, the ID Analytics team has discussed the issue of synthetic identity fraud extensively with its clients to gain a better understanding of how they view the problem, how...
-
Read Article
3 Reasons to use Alternative Credit Data in Prescreen Campaigns
In today’s competitive marketplace, it is important to deliver innovative financial solutions that create opportunities for growth in lending and consumer spending. Many of the largest U.S....
-
Read ArticleBuilding a case for alternative credit data: Scoring persistently credit invisible consumers
The Consumer Financial Protection Bureau (CFPB) has identified that approximately 45 million consumers are either credit invisible or unscorable by major credit bureaus. People who don’t have...
-
Read ArticleCan alternative credit data help evaluate prime consumers?
Our recent blogs demonstrate the benefits of leveraging alternative credit data to identify more creditworthy consumers who are considered credit invisible and provide greater insights to marginal...
-
Read FlipbookFueling a Competitive Lending Strategy - Presented by American Banker
-
2:24Watch VideoID Analytics Alert and Not Me Research and Resolution Video
-
Read ArticleUpdate from the Hill: Progress on electronic identity verification by the SSA
I have two important updates from the Hill regarding progress on the Economic Growth, Regulatory Relief, and Consumer Protection Act. In my previous posts, I discussed a provision in the Act that...
-
Read FlipbookMaking the Credit Invisible, Visible
-
Read ArticleThe value of alternative credit data in separating risk on the margin
In my last blog, I discussed how the use of alternative credit data has become a mainstream answer to the challenge of identifying creditworthy consumers who are credit invisible. While that is...
-
Read FlipbookCredit Optics® Alternative Finance
-
Read ArticleAlternative credit data case study: Top-ten card issuer uncovers credit invisibles
Almost one-fifth of adults in the United States face obstacles to obtaining credit because they are considered “credit invisible”—meaning they either don’t have a credit history with, or are...
-
Read FlipbookLeveraging Alternative Data to Uncover Hidden Growth Opportunities Executive Summary
-
Read FlipbookAll Synthetic Identities Are Not Created Equal: Examining Purported Synthetic Signatures
-
Read FlipbookCredit Optics® Full Spectrum Portfolio
-
Read FlipbookCredit Optics® Full Spectrum Prescreen
-
Read Article
Synthetic identities: How well are you reading the signals?
For some lenders and service providers detecting synthetic identities might seem like an exercise in futility or perhaps even a lesson in fortune telling—how can they determine whether an...
-
Read Article
An analysis of synthetic identities from a fraud and credit risk perspective
One of the most sophisticated synthetic identity fraud rings in U.S. history created 7,000 new identities, received 25,000 credit cards and amassed a $200 million bounty from banks between 2003...
-
Read ArticleFraud, credit and identity risk: What to watch for in 2019
What does 2019 have in store for those of us who work in the fields of fraud, credit and identity risk? These are some of the key issues ID Analytics will be following and actively working to...
-
Would you like more information about ID Analytics?
Contact Us! -
Loading More...
