Resources

ID Analytics is a leader in consumer risk management with patented analytics, proven expertise and real-time behavioral insight.

  • The Synthetic Epidemic: Understanding Identity Fraud after SSN Randomization

    The Synthetic Epidemic: Understanding Identity Fraud after SSN Randomization

    Read Flipbook
  • Alternative Credit Scores: The Key to Financial Inclusion for Consumers

    Alternative Credit Scores: The Key to Financial Inclusion for Consumers

    Read Flipbook
  • Applying Alternative Data to Credit Decisioning: A Primer

    Applying Alternative Data to Credit Decisioning: A Primer

    Read Flipbook
  • Combatting Synthetic Identities

    Combatting Synthetic Identities

    Read Flipbook
  • Would you like more information about ID Analytics?

    Contact Us!
  • Identity fraud detection: Untangling first-party fraud and synthetics

    Identity fraud detection: Untangling first-party fraud and synthetics

    Brandon opens a new credit card account. He begins making purchases, racking up significant debt, never pays his bill and can’t be located by the credit issuer when they attempt to collect on the...

    Read Article
  • Top 3 synthetic identity webcast questions

    Top 3 synthetic identity webcast questions

    ID Analytics recently hosted a webcast, where we discussed trends in the evolution of synthetic identity fraud and advancements being made to address this rising threat. During the live...

    Read Article
  • Alternative data recognized by five federal agencies, an ID Analytics viewpoint

    Earlier this week, five federal financial regulatory agencies issued a joint statement on the use of alternative data in underwriting by banks, credit unions, and non-bank financial firms. These...

    Read Article
  • Will synthetics be a grinch who stole Christmas this Black Friday?

    Will synthetics be a grinch who stole Christmas this Black Friday?

    ‘Twas the night before Black Friday and as retailers were preparing for the masses, synthetic identities were slipping past lenders’ fraud defenses… The holiday shopping season is upon us and 2019...

    Read Article
  • Alternative Credit Data Across the Customer Lifecycle1:40

    Alternative Credit Data Across the Customer Lifecycle

    Could alternative credit data help lenders gain early insights into growth opportunities and potential consumer risk?

    Watch Video
  • Is identity fraud becoming a leading economic indicator?

    Is identity fraud becoming a leading economic indicator?

    Economists continue to debate whether the next recession is around the corner or several years off. In recent months, ID Analytics has observed an interesting trend – fraudsters appear to be...

    Read Article
  • Transforming portfolio management with alternative credit scores

    Transforming portfolio management with alternative credit scores

    Enterprises have begun to see the value in using alternative credit scores as part of their lending decision processes for various use cases – from identifying more creditworthy consumers to...

    Read Article
  • How NASA Federal Credit Union reduced friction for 97% of new applicants, without increasing fraud risk

    How NASA Federal Credit Union reduced friction for 97% of new applicants, without increasing fraud risk

    Fraudsters today use increasingly sophisticated tactics and target a wide range of industries. Account takeover and new account fraud are on the rise, including in new areas such as merchant debit...

    Read Article
  • Solving Synthetics: Holistically Attacking a Diverse Threat

    Solving Synthetics: Holistically Attacking a Diverse Threat

    Read Flipbook
  • How NASA Federal Credit Union Reduced Friction for 97% of New Applicants, without Increasing Fraud Risk

    How NASA Federal Credit Union Reduced Friction for 97% of New Applicants, without Increasing Fraud Risk

    Read Flipbook
  • Attacking synthetics – a real approach to uncovering potentially fake identities

    Attacking synthetics – a real approach to uncovering potentially fake identities

    Over the last several years, we have discussed the issue of synthetic identity fraud extensively with our clients to gain a better understanding of how they view the problem, how it’s impacting...

    Read Article
  • 3 Reasons to use Alternative Credit Data in Prescreen Campaigns

    In today’s competitive marketplace, it is important to deliver innovative financial solutions that create opportunities for growth in lending and consumer spending. Many of the largest U.S....

    Read Article
  • Building a case for alternative credit data: Scoring persistently credit invisible consumers

    Building a case for alternative credit data: Scoring persistently credit invisible consumers

    The Consumer Financial Protection Bureau (CFPB) has identified that approximately 45 million consumers are either credit invisible or unscorable by major credit bureaus. People who don’t have...

    Read Article
  • Can alternative credit data help evaluate prime consumers?

    Can alternative credit data help evaluate prime consumers?

    Our recent blogs demonstrate the benefits of leveraging alternative credit data to identify more creditworthy consumers who are considered credit invisible and provide greater insights to marginal...

    Read Article
  • Fueling a Competitive Lending Strategy - Presented by American Banker

    Fueling a Competitive Lending Strategy - Presented by American Banker

    Read Flipbook
  • ID Analytics Alert and Not Me Research and Resolution Video2:24

    ID Analytics Alert and Not Me Research and Resolution Video

    Watch Video
  • Update from the Hill: Progress on electronic identity verification by the SSA

    Update from the Hill: Progress on electronic identity verification by the SSA

    I have two important updates from the Hill regarding progress on the Economic Growth, Regulatory Relief, and Consumer Protection Act. In my previous posts, I discussed a provision in the Act that...

    Read Article
  • Making the Credit Invisible, Visible

    Making the Credit Invisible, Visible

    Read Flipbook
  • The value of alternative credit data in separating risk on the margin

    The value of alternative credit data in separating risk on the margin

    In my last blog, I discussed how the use of alternative credit data has become a mainstream answer to the challenge of identifying creditworthy consumers who are credit invisible. While that is...

    Read Article
  • Credit Optics® Alternative Finance

    Credit Optics® Alternative Finance

    Read Flipbook
  • Would you like more information about ID Analytics?

    Contact Us!
  • loading
    Loading More...