Resources
ID Analytics is a leader in consumer risk management with patented analytics, proven expertise and real-time behavioral insight.
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Read FlipbookThe Synthetic Epidemic: Understanding Identity Fraud after SSN Randomization
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Read FlipbookAlternative Credit Scores: The Key to Financial Inclusion for Consumers
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Read FlipbookApplying Alternative Data to Credit Decisioning: A Primer
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Read FlipbookCombatting Synthetic Identities
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Read ArticleIdentity fraud detection: Untangling first-party fraud and synthetics
Brandon opens a new credit card account. He begins making purchases, racking up significant debt, never pays his bill and can’t be located by the credit issuer when they attempt to collect on the...
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Read ArticleTop 3 synthetic identity webcast questions
ID Analytics recently hosted a webcast, where we discussed trends in the evolution of synthetic identity fraud and advancements being made to address this rising threat. During the live...
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Alternative data recognized by five federal agencies, an ID Analytics viewpoint
Earlier this week, five federal financial regulatory agencies issued a joint statement on the use of alternative data in underwriting by banks, credit unions, and non-bank financial firms. These...
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Read ArticleWill synthetics be a grinch who stole Christmas this Black Friday?
‘Twas the night before Black Friday and as retailers were preparing for the masses, synthetic identities were slipping past lenders’ fraud defenses… The holiday shopping season is upon us and 2019...
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1:40Watch VideoAlternative Credit Data Across the Customer Lifecycle
Could alternative credit data help lenders gain early insights into growth opportunities and potential consumer risk?
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Read ArticleIs identity fraud becoming a leading economic indicator?
Economists continue to debate whether the next recession is around the corner or several years off. In recent months, ID Analytics has observed an interesting trend – fraudsters appear to be...
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Read ArticleTransforming portfolio management with alternative credit scores
Enterprises have begun to see the value in using alternative credit scores as part of their lending decision processes for various use cases – from identifying more creditworthy consumers to...
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Read ArticleHow NASA Federal Credit Union reduced friction for 97% of new applicants, without increasing fraud risk
Fraudsters today use increasingly sophisticated tactics and target a wide range of industries. Account takeover and new account fraud are on the rise, including in new areas such as merchant debit...
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Read FlipbookSolving Synthetics: Holistically Attacking a Diverse Threat
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Read FlipbookHow NASA Federal Credit Union Reduced Friction for 97% of New Applicants, without Increasing Fraud Risk
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Read ArticleAttacking synthetics – a real approach to uncovering potentially fake identities
Over the last several years, we have discussed the issue of synthetic identity fraud extensively with our clients to gain a better understanding of how they view the problem, how it’s impacting...
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3 Reasons to use Alternative Credit Data in Prescreen Campaigns
In today’s competitive marketplace, it is important to deliver innovative financial solutions that create opportunities for growth in lending and consumer spending. Many of the largest U.S....
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Read ArticleBuilding a case for alternative credit data: Scoring persistently credit invisible consumers
The Consumer Financial Protection Bureau (CFPB) has identified that approximately 45 million consumers are either credit invisible or unscorable by major credit bureaus. People who don’t have...
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Read ArticleCan alternative credit data help evaluate prime consumers?
Our recent blogs demonstrate the benefits of leveraging alternative credit data to identify more creditworthy consumers who are considered credit invisible and provide greater insights to marginal...
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Read FlipbookFueling a Competitive Lending Strategy - Presented by American Banker
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2:24Watch VideoID Analytics Alert and Not Me Research and Resolution Video
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Read ArticleUpdate from the Hill: Progress on electronic identity verification by the SSA
I have two important updates from the Hill regarding progress on the Economic Growth, Regulatory Relief, and Consumer Protection Act. In my previous posts, I discussed a provision in the Act that...
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Read FlipbookMaking the Credit Invisible, Visible
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Read ArticleThe value of alternative credit data in separating risk on the margin
In my last blog, I discussed how the use of alternative credit data has become a mainstream answer to the challenge of identifying creditworthy consumers who are credit invisible. While that is...
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Read FlipbookCredit Optics® Alternative Finance
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