Ken Meiser

  • Building a case for alternative credit data: Scoring persistently credit invisible consumers

    Building a case for alternative credit data: Scoring persistently credit invisible consumers

    The Consumer Financial Protection Bureau (CFPB) has identified that approximately 45 million consumers are either credit invisible or unscorable by major credit bureaus. People who don’t have...

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  • Update from the Hill: Progress on electronic identity verification by the SSA

    Update from the Hill: Progress on electronic identity verification by the SSA

    I have two important updates from the Hill regarding progress on the Economic Growth, Regulatory Relief, and Consumer Protection Act. In my previous posts, I discussed a provision in the Act that...

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  • Fraud, credit and identity risk: What to watch for in 2019

    Fraud, credit and identity risk: What to watch for in 2019

    What does 2019 have in store for those of us who work in the fields of fraud, credit and identity risk? These are some of the key issues ID Analytics will be following and actively working to...

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  • Update from the Hill: Unintended consequences of the CA Consumer Privacy Act

    Update from the Hill: Unintended consequences of the CA Consumer Privacy Act

    The California Consumer Privacy Act (CCPA) of 2018 is another regulation our compliance team has been keeping tabs on. The Act was signed into law by then California Governor Jerry Brown on June...

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  • Update from the Hill: Progress in the fight against identity fraud

    Since my last update, I’ve been following progress on the Economic Growth, Regulatory Relief, and Consumer Protection Act. As a refresher, this Act contains a provision that directs the Social...

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  • Update from the Hill: Identity Theft Protection via Free Credit Report Freezes

    My recent updates from the Hill have focused on identity fraud protection elements in the Economic Growth, Regulatory Relief, and Consumer Protection Act, that goes into effect this month. In this...

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  • Better Identity Coalition: Update from Capitol Hill

    As Chief Compliance Officer for ID Analytics, a Symantec company, I will be keeping our readers apprised of legislative updates from Washington, D.C. that impact our industry. Last week, the...

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  • Synthetic Identity Fraud Legislative Update

    In my new role as Chief Compliance Officer for ID Analytics, I have been spending a great deal of time in Washington D.C. with our government relations team staying abreast of new laws that impact...

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  • Cyber Monday Hits Record Online Application Volumes: What this Means for Fraud Risk Managers

    Cyber Monday Hits Record Online Application Volumes: What this Means for Fraud Risk Managers

    In our last post, we reported that on Black Friday in-store and online consumers shopped earlier in the day posting record breaking sales, which likely resulted in credit, loan and service...

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  • Black Friday 2017: Credit Applications are on the Rise

    If you happened to turn on your local news on Thanksgiving evening, you probably saw interviews with shoppers who were camped out at select retailers, some for days, in anticipation of ‘Black Friday’

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  • A Modern-Day Frankenstein: Synthetic Identity Fraud

    When Victor Frankenstein set out to fashion a new life form with body parts he gathered from multiple corpses, he was unaware of the damage his creation would later inflict on innocent people. While

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  • Black Friday – More Shoppers Means More Credit Applications

    Black Friday – More Shoppers Means More Credit Applications

    Although Black Friday has traditionally marked the start of the holiday shopping season, many retailers start their ‘Black Friday’ sales earlier each year to extend the holiday shopping season.1...

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  • Unintended Consequences: The Impact of SSN Randomization on Risk Management

    Unintended Consequences: The Impact of SSN Randomization on Risk Management

    Originally designed to track individual contributions to the Social Security...

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  • Taking Account Takeover Protection to the Next Level

    Taking Account Takeover Protection to the Next Level

    Account takeover is a persistent issue that costs companies millions each...

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  • The End of Distinct Black Friday and Cyber Monday Shopping Experiences?

    The End of Distinct Black Friday and Cyber Monday Shopping Experiences?

    By now many of you have probably seen the reports of somewhat disappointing...

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