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More Molehill Than Mountain: Pushing Past Myths in Alternative Credit Adoption

March 1, 2017
Regulations and technological advancements continue to erase competitive barriers and traditional credit scores are struggling to keep pace with the broadening responsibilities of modern consumers. These challenges seem daunting for enterprises trying to make responsible yet competitive lending decisions. While many lenders recognize the answer to this challenge is the incorporation of “alternative” credit data into their underwriting processes, too often the process of developing strategies and navigating internal compliances reviews can make adopting these solutions feel out of reach.
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A Primer for Applying Alternative Data to Credit Decisioning
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